Navigating The Annuity Minefield
thorough advice in choosing the right plan - bookmark now
A Selection of Possible Annuity Providers
Kind Words:
"Thank you very much indeed for your letter, it is by far the clearest statement that I've read." ~ Mr PS
"Considering the rotten mess the economy is in - it is with thanks to your good work that my portfolio seems to have stood up relatively well! Much appreciated." ~ Mr PD
"Thank you for your concise, informative, and highly readable letter." ~ Mr PD"
"Thanks again for your undying assistance". ~ Mr MB
"It is always a pleasure to work with IFAs such as your goodself, who are not only diligent but knowledgeable." ~ Mr AS (Independent Trust Specialist)
"Thank you very much indeed for your letter, it is by far the clearest statement that I've read." ~ Mr PS
"Considering the rotten mess the economy is in - it is with thanks to your good work that my portfolio seems to have stood up relatively well! Much appreciated." ~ Mr PD
"Thank you for your concise, informative, and highly readable letter." ~ Mr PD"
"Thanks again for your undying assistance". ~ Mr MB
"It is always a pleasure to work with IFAs such as your goodself, who are not only diligent but knowledgeable." ~ Mr AS (Independent Trust Specialist)
Ensure you make the right decision
Plan your retirement route with great care
Be prepared for a big surprise when you compare pension annuities and their alternatives. The difference in income between providers and products can be dramatic.It's critical that you seek qualified, specialist advice before you choose your retirement income plan.
You've earned it, so don't throw it away
Unfortunately, it is a fact of life that many ignore the wide range of retirement plans currently available to them.You've worked hard all your life to accumulate a healthy pension fund, now is the time to ensure that your prudence bears dividends.
"Watch the pennies and the pounds look after themselves"
With just a small percentage difference, your pension income can be significantly lower.Consider how much you might lose if you don't get the right specialist advice... and worse still, what if you end up with the wrong product.
Helping to boost your income: What do we do exactly?
We help you in your choice as to which product and provider is most likely to be suitable for you and your particular needs.Your fully FSA qualified, pension retirement specialist will assist you in planning an appropriate route. They will then help you with every aspect of the paperwork.
Their aim is to ensure that you receive maximum income with the minimum risk for your circumstances.
Aspects your specialist will look at include:
• Your required annuity income
• Your previous occupations
• Any spouse, partner or dependants' benefits
• The type of area you live in (based on postcode)
• Your attitude to risk
• Security versus flexibility
• Other assets or income you may have
• Your health
You may be able to further enhance your annuity...
Do you have or have you suffered in the past from poor health?There are over 1,500 health conditions that could result in an increased pension annuity. Some are what you may think of as relatively minor such as high cholesterol and high blood pressure.
You might qualify for what is known as an "Enhanced Annuity" (sometimes known as an Impaired Life Annuity). Ensure you mention any health concerns, past and present, to your adviser.
Additionally, higher incomes are often achieved by regular smokers
Don't hesitate to contact us now for free...
We'll help you discover a suitable annuity or annuity alternative and compare the products of all the major UK providers.Please complete the FREE confidential enquiry below. Your privacy is important to us, we do not share your contact details.